What If I Invested?
📈

$500 a month in the S&P 500 since 2010

What would $500 invested monthly in the S&P 500 since 2010 be worth today? See the power of dollar-cost averaging.

What you'd have today

$393,602+294%

By Aug 28, 2026, that $100,000 would have become $393,602 — a +294% total return.

That's +8.6% per year, compounded, across 16.6 years.

Along the way it paid $31,564 in dividends, reinvested automatically in this simulation.

Real market prices, as of Aug 28, 2026

Year by year

YearInvested to dateValueGain
2010$6,000$6,768+$768
2011$12,000$12,900+$900
2012$18,000$21,271+$3,271
2013$24,000$35,077+$11,077
2014$30,000$46,319+$16,319
2015$36,000$52,921+$16,921
2016$42,000$65,785+$23,785
2017$48,000$86,736+$38,736
2018$54,000$88,300+$34,300
2019$60,000$122,701+$62,701
2020$66,000$152,395+$86,395
2021$72,000$203,058+$131,058
2022$78,000$171,765+$93,765
2023$84,000$223,528+$139,528
2024$90,000$285,826+$195,826
2025$96,000$343,201+$247,201
2026$100,000$393,602+$293,602

Run it yourself — change the amount or date

SPY
SPDR S&P 500 ETF Trust
SPY · NYSE ARCA · USD
IPO date:

Tip: we use the next trading day if the market was closed on your date.

Frequently asked questions

What would $100,000 invested in SPDR S&P 500 ETF Trust starting 2010 be worth today?

As of Aug 28, 2026: $393,602 — a +294% total return with dividends reinvested.

Does this calculation include dividends?

Yes. We use adjusted closing prices, which account for both stock splits and dividend reinvestment. The methodology page explains exactly how every number is computed.

Is this financial advice?

No — If Invested is for education and entertainment only. Past performance does not predict future results. Always verify with a licensed broker before real decisions.

Where does the price data come from?

Live market data from EODHD, with Yahoo Finance as a fallback. When live data isn't available we say so plainly — we never present synthetic numbers as real.