What If I Invested?
🦠

S&P 500 at the COVID bottom

Buying the S&P 500 the day the market bottomed during COVID. What would $10,000 be worth today?

What you'd have today

$37,267+273%

By Sep 1, 2026, that $10,000 would have become $37,267 — a +273% total return.

That's +22.7% per year, compounded, across 6.4 years.

Along the way it paid $2,006 in dividends, reinvested automatically in this simulation.

Real market prices, as of Sep 1, 2026

Year by year

YearInvested to dateValueGain
2020$10,000$16,983+$6,983
2021$10,000$21,862+$11,862
2022$10,000$17,889+$7,889
2023$10,000$22,571+$12,571
2024$10,000$28,188+$18,188
2025$10,000$33,184+$23,184
2026$10,000$37,267+$27,267

Run it yourself — change the amount or date

SPY
SPDR S&P 500 ETF Trust
SPY · NYSE ARCA · USD
IPO date:—

Tip: we use the next trading day if the market was closed on your date.

Frequently asked questions

What would $10,000 invested in SPDR S&P 500 ETF Trust starting 2020 be worth today?

As of Sep 1, 2026: $37,267 — a +273% total return with dividends reinvested.

Does this calculation include dividends?

Yes. We use adjusted closing prices, which account for both stock splits and dividend reinvestment. The methodology page explains exactly how every number is computed.

Is this financial advice?

No — If Invested is for education and entertainment only. Past performance does not predict future results. Always verify with a licensed broker before real decisions.

Where does the price data come from?

Live market data from EODHD, with Yahoo Finance as a fallback. When live data isn't available we say so plainly — we never present synthetic numbers as real.

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